Florida Master Planned Communities
Large, phased developments with their own amenities, services and — often — a Community Development District.
This page is about scale and the infrastructure financing that comes with it. Communities are grouped by the number of planned homes our research documents, and each entry shows what we found about CDD assessments, which appear on the property tax bill separately from HOA dues.
Best suited for: Buyers who want a lot of amenities and services inside one development, and who are comfortable with a CDD charge on the tax bill.
What to confirm before you decide
- Whether a CDD applies, how much the annual assessment is, and when the bond is scheduled to be paid off.
- Which amenities are open today and which are still planned.
- How much of the community is built, and what is still under construction near the home you are considering.
Which page do you need?
- 55+ communities — if you are specifically looking at age-restricted options.
- Golf communities — if golf and club terms are the deciding factor.
- Gated communities — if you mainly want to understand gates and what the HOA pays for.
Regions with the most communities here: Southwest Florida (29), Sarasota-Bradenton / Gulf Coast (8), Treasure Coast (8), The Palm Beaches (6), Tampa Bay (5), The Villages & Lake County (5).
5,000 or more planned homes (9)
Large developments that operate like small towns.
On Top of the World
in Ocala
- About 10,000 planned homes
- Opened 1975
About: One of Florida’s largest and longest-established 55-plus communities, developed since 1975 by the Colen family on a former cattle ranch southwest of Ocala, with three…
Century Village at Deerfield Beach
- About 8,508 planned homes
- Opened 1970
CDD: No Community Development District was identified for Century Village at Deerfield Beach in this research; the community predates the era when CDD financing became Florida’s dominant master-planned-community funding model, and…
Century Village at Boca Raton
in Boca Raton
- About 7,500 planned homes
- Opened 1970
CDD: No Community Development District was identified for Century Village at Boca Raton in this research; the community’s governance runs through its 16 neighborhood condominium associations rather than a CDD structure, consistent…
Kings Point in Delray Beach
in Delray Beach
- About 7,200 planned homes
- Opened 1973
- Developer: Original Kings Point developers
CDD: No Community Development District was identified for Kings Point in Delray Beach in this research; the community predates the era when CDD financing became Florida’s dominant master-planned-community funding model, and its…
Pelican Bay
in Naples
- About 6,500 planned homes
- Opened 1974
- Developer: A division of Westinghouse Corporation
About: A large, established master-planned community on roughly 2,330 acres in north Naples, built around nearly 3 miles of private Gulf beach with tram access and two…
Solivita
in Kissimmee
- About 5,900 planned homes
CDD: Solivita is governed by two separate Community Development Districts: the roughly 3,240-acre Poinciana Community Development District and the roughly 947-acre Poinciana West Community Development District, both issuing…
Kings Point at Sun City Center
- About 5,277 planned homes
- Opened 1973
CDD: No single overarching Community Development District covering Kings Point as a whole was identified in this research; the community’s governance runs instead through its more than 100 separate condo associations, consistent with…
Wynmoor Village
- About 5,260 planned homes
- Opened 1978
CDD: No Community Development District was identified for Wynmoor Village in this research; the community’s governance runs through the Wynmoor Community Council and its underlying condominium associations rather than a CDD…
PGA National
- About 5,000 planned homes
CDD: No Community Development District figure was confirmed specifically for PGA National in this research.
1,000 to 4,999 planned homes (33)
Mid-size developments.
On Top of the World (Clearwater)
in Clearwater
- About 4,959 planned homes
- Opened 1947
- Developer: Original On Top of the World developers
CDD: No Community Development District was identified for On Top of the World in Clearwater in this research; the community’s roots dating to 1947 predate the era when CDD financing became Florida’s dominant master-planned-community…
Del Webb Stone Creek
in Ocala
- About 3,800 planned homes
- Developer: Del Webb
CDD: No Community Development District fee was identified in the sources reviewed for Stone Creek; buyers should confirm directly with Marion County or the HOA whether any CDD or special assessment applies to a specific home or…
Latitude Margaritaville Daytona Beach
- About 3,763 planned homes
CDD: Latitude Margaritaville Daytona Beach sits within a Community Development District, with CDD assessments layered on top of the flat monthly HOA dues and collected separately through the Volusia County property tax bill rather…
Latitude Margaritaville Watersound
- About 3,700 planned homes
CDD: Specific Community Development District information was not independently confirmed in this research; given the scale of the surrounding St.
Oak Run
in Ocala
- About 3,509 planned homes
- Opened 1985
- Developer: Decca
CDD: No Community Development District was identified for Oak Run in this research; the community’s privately owned amenity structure and developer-operated Services Fee model, rather than a CDD or traditional HOA, governs its shared…
Pelican Landing
- About 3,068 planned homes
CDD: Two Community Development Districts serve Pelican Landing: the Bayside Improvement CDD and the Bay Creek CDD.
The Vineyards
in Naples
- About 2,700 planned homes
- Opened 1988
About: A large, established 1988-era gated golf community spanning 1,375 acres and 38 neighborhoods in north-central Naples, with two recently renovated 18-hole courses and an…
Aberdeen
in Delray Beach
- About 2,418 planned homes
- Opened 1983
- Developer: UDC
CDD: Aberdeen carries a Community Development District — the Aberdeen CDD, a local special-purpose government created under Chapter 190 of the Florida Statutes, responsible for operating and maintaining the community's amenities and…
Del Webb Naples
in Ave Maria
- About 2,000 planned homes
- Developer: Del Webb, a division of PulteGroup, Inc.
About: A 55-plus, gated enclave with its own golf course and two large clubhouses, located not in Naples but roughly 30 miles inland in Ave Maria, a planned Catholic-identity…
Burnt Store Marina
in Punta Gorda
- About 1,920 planned homes
CDD: Specific Community Development District status for Burnt Store Marina was not independently confirmed in this research; the community’s primary governance runs through its 47 sub-associations and the master Section 22 HOA rather…
Del Webb Ponte Vedra
- About 1,900 planned homes
- Developer: Del Webb, a division of PulteGroup, Inc.
CDD: Del Webb Ponte Vedra sits inside the larger Nocatee master-planned community, governed primarily through the Tolomato Community Development District (TCDD), per this site’s own Nocatee research, which documents total annual CDD…
Island Walk
in Naples
- About 1,856 planned homes
- Opened 1998
- Developer: DiVosta Homes, a PulteGroup brand
About: A large, Venetian-themed, non-golf gated community in North Naples built by DiVosta Homes starting in 1998, centered on a distinctive lake-and-bridge Town Center with…
Isles of Collier Preserve
in Naples
- About 1,825 planned homes
- Opened 2014
- Developer: Minto Communities USA
CDD: Isles of Collier Preserve has no Community Development District fees, which Minto explicitly markets as a differentiator versus other Naples master-planned communities that do carry CDD bond assessments.
Verandah
in Fort Myers
- About 1,800 planned homes
- Opened 2003
About: A 1,456-acre riverfront golf community along the Orange River in Fort Myers, originally developed by Bonita Bay Group, sold to Kolter in 2012, and now built out…
Spruce Creek South
in Summerfield
- About 1,700 planned homes
- Opened 1989
CDD: No Community Development District was identified for Spruce Creek South in this research; the community’s governance runs through its homeowners’ association rather than a CDD structure, consistent with its…
BallenIsles Country Club
- About 1,600 planned homes
CDD: No Community Development District figure was confirmed for BallenIsles in this research; if one exists, it would appear as a line item on the property tax bill.
Esplanade at Azario Lakewood Ranch
in Parrish
- About 1,500 planned homes
- Developer: Taylor Morrison
CDD: CDD or Stewardship District fees run approximately $1,500 to $2,700 per year depending on lot size and golf-deeded versus non-golf-deeded designation.
Bonita National Golf & Country Club
- About 1,459 planned homes
- Opened 2014
- Developer: Lennar
About: A bundled-golf, gated community in Bonita Springs developed by Lennar starting in 2014, managed since 2022 by Troon Privé and named a BoardRoom Magazine "Distinguished…
Heritage Isle
in Viera
- About 1,400 planned homes
- Opened 2005
- Developer: Lennar
CDD: Some sections of Heritage Isle were originally part of a Community Development District, but newer phases have since been released from the CDD, resulting in lower property taxes for homes in those released sections.
Treviso Bay
in Naples
- About 1,400 planned homes
- Opened 2008
About: A south Naples gated golf community built around a TPC-branded Arthur Hills course, developed through a complicated multi-builder history after original developer VK…
The Place at Corkscrew
in Estero
- About 1,325 planned homes
- Opened 2017
- Developer: Cameratta Companies
CDD: The community is served by the Corkscrew Farms Community Development District, a Chapter 190 Florida special-purpose local government created by Lee County Board of County Commissioners Ordinance 15-16, effective December 15…
Del Webb at Viera
in Viera
- About 1,300 planned homes
- Developer: Del Webb
CDD: Community Development Districts are common across Viera’s broader master-planned landscape; specific CDD status and assessment levels for Del Webb at Viera itself were not independently confirmed in this research and should be…
Legends Golf & Country Club
in Fort Myers
- About 1,294 planned homes
- Opened 1999
- Developer: Lennar Homes
About: A 650-acre, 1,290-plus-home gated golf community in Fort Myers built by Lennar starting in 1999, whose distinctive floating-target "aqua range" driving range was a…
Del Webb Lakewood Ranch
- About 1,286 planned homes
- Developer: Del Webb
CDD: Community Development District financing is common across Lakewood Ranch’s broader master-planned area; specific CDD assessment levels applicable to Del Webb’s own section were not independently confirmed in this research and…
Esplanade by the Islands
in Naples
- About 1,250 planned homes
- Opened 2020
- Developer: Taylor Morrison
CDD: The community is reported to fall within a Community Development District — referenced by some sources as the "Currents CDD" (cited as Collier County district 9081) — which levies a non-ad-valorem assessment on the property tax…
Esplanade Golf & Country Club at Lakewood Ranch
- About 1,250 planned homes
- Opened 2011
- Developer: Taylor Morrison
About: The original Taylor Morrison "Esplanade" community in Lakewood Ranch, a roughly 1,250-home, sold-out gated golf community with a hybrid mandatory/optional…
Mirasol
- About 1,200 planned homes
- Developer: Multiple builders including Kenco Communities
CDD: No Community Development District figure was confirmed for Mirasol in this research.
Paseo
in Fort Myers
- About 1,200 planned homes
- Opened 2006
About: A gated, Mediterranean-style community in south Fort Myers built by Stock Development starting in 2006, centered on a large Village Center amenity hub with a movie…
Vitalia at Tradition
- About 1,200 planned homes
- Developer: AV Homes
CDD: A Community Development District is common across the broader Tradition master-planned area in which Vitalia sits; specific CDD status and assessment levels for Vitalia at Tradition itself were not independently confirmed in…
Cascades at St. Lucie West
- About 1,158 planned homes
CDD: A Community Development District is common across the broader St. Lucie West master-planned area in which Cascades sits; specific CDD status and assessment levels for Cascades itself were not independently confirmed in this…
Valencia Cay at Riverland
- About 1,071 planned homes
- Developer: GL Homes, within the Riverland master plan
CDD: Riverland as a whole, including Valencia Cay, carries no Community Development District fee; the master plan is structured with $0 CDD, relying instead on HOA dues to fund infrastructure and amenities, distinguishing it from…
Del Webb Sunchase
in Parrish
- About 1,003 planned homes
- Developer: Del Webb
CDD: Specific Community Development District information for Del Webb Sunchase was not independently confirmed in this research; buyers should verify directly with Manatee County or the HOA whether a CDD or special assessment applies…
Valencia Grove at Riverland
- About 1,000 planned homes
- Developer: GL Homes, within the Riverland master plan
CDD: Riverland as a whole, including Valencia Grove, carries no Community Development District fee, consistent with the master plan’s $0 CDD structure funded instead through HOA dues.
Fewer than 1,000 planned homes (23)
Smaller master planned communities.
Valencia Bonita
- About 997 planned homes
- Developer: GL Homes
CDD: No Community Development District was identified for Valencia Bonita in this research; buyers should independently verify this against Lee County government or CDD-district records before purchasing, since CDD status can change…
Valencia Harbor
in Fort Myers
- About 986 planned homes
- Opened 2025
- Developer: GL Homes
CDD: Multiple independent secondary sources (real estate listings and community-data aggregators) consistently describe Valencia Harbor as carrying no Community Development District, which would be a cost advantage versus many newer…
Mediterra
in Naples
- About 950 planned homes
CDD: Mediterra has its own Community Development District (Mediterra CDD).
Esplanade at Wellen Park
in Venice
- About 877 planned homes
- Opened 2025
- Developer: Taylor Morrison
CDD: A Community Development District is common across the broader Wellen Park master-planned area in which Esplanade sits; specific CDD status and assessment levels for Esplanade at Wellen Park itself were not independently…
Del Webb Bexley
- About 850 planned homes
- Developer: Del Webb
CDD: Community Development Districts are common across Land O’ Lakes’ larger master-planned developments, including Del Webb Bexley, which sits within the broader Bexley development that is itself CDD-financed; specific CDD…
Valencia Trails
in Naples
- About 850 planned homes
- Opened 2020
- Developer: GL Homes
CDD: Valencia Trails carries no Community Development District, consistently reported across multiple sources as a meaningful financial advantage, estimated at $1,000 to $3,000-plus per year in savings, versus many newer Collier…
Del Webb Nocatee
in Nocatee
- About 845 planned homes
- Developer: Del Webb, a division of PulteGroup, Inc.
CDD: Del Webb Nocatee sits inside the larger Nocatee master-planned community, governed primarily through the Tolomato Community Development District (TCDD), per this site’s own Nocatee research, which documents total annual CDD…
Del Webb Orlando
in Davenport
- About 830 planned homes
- Developer: Del Webb
CDD: Notably, Del Webb Orlando carries no Community Development District fee, which sources note saves buyers roughly $1,500 to $3,000-plus per year compared to many comparable CDD-financed Central Florida communities — a genuine…
Arborwood Preserve
in Fort Myers
- About 827 planned homes
- Opened 2016
About: A 332-acre gated community off the Gateway corridor near Southwest Florida International Airport, originally developed by WCI Communities and completed by Lennar after…
Winding Cypress
in Naples
- About 766 planned homes
- Opened 2016
- Developer: DiVosta Homes, a division of PulteGroup
About: A general-population, non-golf gated community in south Naples built by DiVosta Homes starting in 2015-2016, defined by its preserve-and-lake setting directly adjacent…
Valencia Walk at Riverland
- About 720 planned homes
- Developer: GL Homes, within the Riverland master plan
CDD: Riverland as a whole, including Valencia Walk, carries no Community Development District fee, consistent with the master plan’s $0 CDD structure.
Boca Royale Golf & Country Club
in Englewood
- About 650 planned homes
About: A 1,000-acre, general-population gated golf community in Englewood that skews heavily retiree, currently transitioning to a fully private club in mid-2026 after a full…
Cresswind Lakewood Ranch
- About 650 planned homes
- Opened 2018
- Developer: Kolter Homes
CDD: Community Development Districts are common across Lakewood Ranch’s broader master-planned landscape; specific CDD status and assessment levels for Cresswind Lakewood Ranch itself were not independently confirmed in this research…
Esplanade Lake Club
in Fort Myers
- About 650 planned homes
- Opened 2019
- Developer: Taylor Morrison
About: A gated, lake-centered community in Fort Myers built by Taylor Morrison, Pulte, and Seagate Development around a 352-acre lake shared with neighboring Miromar Lakes…
Cascades at River Hall
in Fort Myers
- About 575 planned homes
- Opened 2006
CDD: Cascades lies within the River Hall Community Development District, a special-purpose local government covering the broader River Hall master plan.
Del Webb Tradition
- About 550 planned homes
- Developer: Del Webb
CDD: Del Webb Tradition sits within the broader Tradition master-planned community, which includes non-age-restricted neighborhoods, retail, and Cleveland Clinic Tradition Hospital; specific CDD assessment details applicable to Del…
Talis Park
in Naples
- About 500 planned homes
- Developer: Kitson & Partners
CDD: Talis Park has its own Community Development District (Talis Park CDD).
Esplanade at Highland Ranch
in Clermont
- About 475 planned homes
- Developer: Taylor Morrison
CDD: No Community Development District fee was identified for Esplanade at Highland Ranch in this research.
Del Webb Oasis
- About 422 planned homes
- Developer: Del Webb
CDD: Specific Community Development District information for Del Webb Oasis was not independently confirmed in this research; buyers should verify directly with Orange County or the HOA whether a CDD or special assessment applies.
Valencia Ridge
- About 395 planned homes
- Opened 2023
- Developer: GL Homes
CDD: A Community Development District is common across Wesley Chapel’s broader master-planned-community landscape, and Valencia Ridge sits within that same fast-growing eastern Pasco County corridor; specific CDD status and…
Del Webb eTown
in Jacksonville
- About 346 planned homes
- Developer: Del Webb
CDD: A separate Community Development District fee, averaging roughly $1,700 per year, applies within eTown’s broader master plan.
Valencia Sky
in Naples
- About 323 planned homes
- Opened 2025
- Developer: GL Homes
CDD: Multiple independent sources agree Valencia Sky carries no Community Development District — a genuine differentiator from many large Naples-area developments.
Cresswind at PGA Village Verano
- About 249 planned homes
CDD: Specific Community Development District details for Cresswind at PGA Village Verano were not independently confirmed in this research; buyers should verify directly with St. Lucie County or the HOA.
Size not documented (8)
Our research does not state a planned-home figure for these.
Bonita Bay
- Opened 1985
- Developer: Bonita Bay Properties, Inc.
CDD: No Community Development District was identified as governing Bonita Bay in this research; infrastructure appears to be funded through the master HOA rather than any CDD bond structure.
Del Webb BayView
in Parrish
- Developer: Del Webb
CDD: Community Development Districts are common across Parrish’s rapidly growing master-planned landscape; specific CDD status and assessment levels for Del Webb BayView itself were not independently confirmed in this research and…
Fiddler’s Creek
in Naples
- Opened 1998
- Developer: Gulf Bay Group of Companies
CDD: Fiddler’s Creek is genuinely governed by two separate Community Development Districts (CDD #1, established 1996, and CDD #2, established 2002) that finance infrastructure via bonds kept fully separate from HOA dues on the…
Four Seasons at Wylder
CDD: Community Development District details specific to Four Seasons at Wylder were not independently confirmed in this research; given the scale of the broader Wylder master plan, a CDD or similar special-assessment structure is…
Heritage Landing
in Punta Gorda
- Opened 2019
- Developer: Lennar
CDD: Specific Community Development District status for Heritage Landing was not independently confirmed in this research and should be verified directly against Charlotte County or CDD-district records before purchasing, given the…
Miromar Lakes
in Estero
- Developer: Miromar Development Corporation
CDD: Miromar Lakes has its own Community Development District (Miromar Lakes CDD), with CDD fees included in the annual property tax bill.
Terra Vista at Citrus Hills
in Inverness
CDD: Multiple sources state that legacy Citrus Hills, including its older villages, does not carry a Community Development District fee, and that CDD financing has instead been used for at least one newer section of Citrus Hills…
VeronaWalk
in Naples
- Opened 2004
- Developer: DiVosta Homes, a PulteGroup brand
About: A Venetian-themed, non-golf gated community in south Naples built by DiVosta Homes starting around 2004, notable for a February 2024 service-dog incident that led the…
Go deeper: CDD fees explained · New construction communities