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Florida Golf Communities

Communities built around a golf course — and what it costs to belong to the club.

This page is about the golf and the money attached to it. The key question is whether membership is a condition of ownership or an option, so the list separates country-club communities from communities that simply have a course. Each entry shows what our research found about club and membership terms where they are documented.

Best suited for: Golfers who want course access tied to where they live, and who have looked at dues, initiation and any capital contribution.

What to confirm before you decide

  • Whether club membership is mandatory for homeowners or optional.
  • What dues, initiation fees and capital contributions apply, and how often they change.
  • Whether the course is private, semi-private or open to the public, and what non-golf amenities the membership includes.

Which page do you need?

Regions with the most communities here: Southwest Florida (26), The Palm Beaches (7), The Villages & Lake County (5), Sarasota-Bradenton / Gulf Coast (3), Tampa Bay (3), Orlando & Central Florida (2).

Country-club communities (10)

Communities our research classifies as country clubs, where the club is central to ownership.

  • Aberdeen

    in Delray Beach

    • 55+
    • Developer: UDC

    Club and membership: Country-club membership is mandatory for residents of 19 of the 25 subdivisions (the club/golf-anchored "west side"); it is not mandatory for other villages, notably Aberdeen East and Aberdeen Cove.

  • Admirals Cove

    in Jupiter

    About: Admirals Cove is an ultra-luxury, guard-gated waterfront and golf community in Jupiter built around a man-made canal system, with 45 holes of golf, a 72-to-74-slip…

  • BallenIsles Country Club

    in Palm Beach Gardens

    About: BallenIsles Country Club is a roughly 1,600-home, gated, all-ages golf community in Palm Beach Gardens built on the former PGA of America headquarters site, with three…

  • Heritage Landing

    in Punta Gorda

    • Developer: Lennar

    Club and membership: Golf club membership is included in every Heritage Landing home purchase with no separate initiation fee or equity deposit, a genuinely distinctive structure compared with golf communities that require a separate membership…

  • Jonathan’s Landing

    in Jupiter

    • Developer: Multiple builders across 27 villages

    About: Jonathan’s Landing is a roughly 1,234-home, gated golf and marina community in Jupiter with genuinely optional (not mandatory) club membership, three golf courses…

  • Mediterra

    in Naples

    About: Mediterra is a capped-at-950-home, gated, all-ages golf community straddling the Naples/Bonita Springs border, built around two Tom Fazio-designed courses and a private…

  • Mirasol

    in Palm Beach Gardens

    • Developer: Multiple builders including Kenco Communities

    About: Mirasol is a roughly 1,200-home, guard-gated golf community in Palm Beach Gardens built around two Tom Fazio- and Arthur Hills-designed courses that have hosted the…

  • PGA National

    in Palm Beach Gardens

    About: PGA National is a large, roughly 5,000-home "community of communities" in Palm Beach Gardens anchored by the PGA National Resort & Spa and its five championship golf…

  • Quail West

    in Naples

    About: Quail West is a roughly 660-home, guard-gated, all-ages golf community in North Naples with two Arthur Hills-designed courses, a 100,000-plus-square-foot Grand…

  • Talis Park

    in Naples

    • Developer: Kitson & Partners

    About: Talis Park is a roughly 500-home, guard-gated, all-ages golf community in North Naples built around a Greg Norman/Pete Dye-designed course ranked among Golf Digest’s…

Communities with a golf course (42)

Communities with golf on site that our research does not classify as country clubs. Membership terms vary.

  • Boca Royale Golf & Country Club

    in Englewood

    Club and membership: Golf, tennis, and pickleball memberships are optional and separate from the standard HOA dues, which by default include a social and fitness club membership.

  • Bonita Bay

    in Bonita Springs

    • Developer: Bonita Bay Properties, Inc.

    Club and membership: The Bonita Bay Club (golf and sports amenities) is reported as a separate, optional membership from the HOA.

  • Bonita National Golf & Country Club

    in Bonita Springs

    • Developer: Lennar

    Club and membership: Golf is bundled with ownership rather than a fully separate, optional add-on, though not every home carries a full playing membership: per Troon’s 2022 figures, all residents hold at least a Social membership while 866 of the…

  • Burnt Store Marina

    in Punta Gorda

    About: Burnt Store Marina is a 600-acre, non-age-restricted boating and golf community in Punta Gorda with 1,920 residences across 47 sub-associations, anchored by one of the…

  • Carousel Cove at Bonita Fairways

    in Bonita Springs

    • 55+

    Club and membership: Bonita Fairways Golf Club, an 18-hole executive course (par 61, roughly 3,500 yards) designed by Gordon Lewis, threads through the development including near Carousel Cove.

  • Cascades at St. Lucie West

    in Port St. Lucie

    • 55+

    About: Cascades at St. Lucie West is a 1,158-home, age-restricted 55-plus gated community within the St. Lucie West master-planned area of Port St.

  • Colonial Country Club

    in Fort Myers

    • Developer: Pulte Homes

    Club and membership: Every home purchase at Colonial Country Club carries a mandatory, bundled club membership — Golf Membership (tied to Golf Village homes) reportedly runs about $5,695 per year in dues, while Social Membership (tied to Lakes…

  • Cresswind at PGA Village Verano

    in Port St. Lucie

    • 55+

    About: Cresswind at PGA Village Verano is a 249-home, 55-plus gated Kolter Homes community in Port St.

  • Del Webb Naples

    in Ave Maria

    • 55+
    • Developer: Del Webb, a division of PulteGroup, Inc.

    Club and membership: Panther Run Golf Club, an 18-hole championship course, sits within Del Webb Naples but operates as a public-access facility managed by third-party operator Hampton Golf rather than being bundled into HOA dues; no membership is…

  • Del Webb Ponte Vedra

    in Ponte Vedra Beach

    • 55+
    • Developer: Del Webb, a division of PulteGroup, Inc.

    Club and membership: Del Webb Ponte Vedra markets golf access to several area courses, including TPC Sawgrass, Palm Valley Golf Club, and The Palencia Club, per this site’s own Ponte Vedra Beach research; this access is arranged through nearby…

  • Del Webb Spruce Creek Preserve

    in Dunnellon

    • 55+
    • Developer: Del Webb

    About: Del Webb Spruce Creek Preserve is a built-out, 810-home, 55-plus gated community south of Ocala in Dunnellon, anchored by the Terry Doss-designed Preserve Golf Club and…

  • Del Webb Stone Creek

    in Ocala

    • 55+
    • Developer: Del Webb

    About: Stone Creek is a large, golf-anchored Del Webb 55-plus community southwest of Ocala, built around the roughly 3,800-home community’s Reflection Bay amenity complex and…

  • Esplanade at Azario Lakewood Ranch

    in Parrish

    • Developer: Taylor Morrison

    About: Esplanade at Azario Lakewood Ranch is a large, actively selling, all-ages, bundled-golf Taylor Morrison community spanning the Lakewood Ranch/Parrish area, with roughly…

  • Esplanade Golf & Country Club at Lakewood Ranch

    in Lakewood Ranch

    • Developer: Taylor Morrison

    Club and membership: Membership follows a hybrid model rather than a single bundled structure: homes deeded within the community’s "golf section" carry a mandatory bundled golf membership included as part of ownership, with no separate initiation…

  • Esplanade Golf & Country Club of Naples

    in Naples

    • 55+
    • Developer: Taylor Morrison

    About: Esplanade Golf & Country Club of Naples is a sold-out, 1,100-plus-home, bundled-golf Taylor Morrison community in North Naples, one of the company’s most amenity-dense…

  • Fiddler’s Creek

    in Naples

    • Developer: Gulf Bay Group of Companies

    Club and membership: Base access to the 54,000-plus-square-foot Club & Spa (dining, fitness, spa) is bundled into every owner’s mandatory HOA assessment.

  • Four Seasons at Orlando

    in Kissimmee

    • 55+
    • Developer: K. Hovnanian Homes

    About: Four Seasons at Orlando is a sold-out, 530-home, 55-plus gated community by K. Hovnanian in Kissimmee, built around access to Mystic Dunes Resort & Golf Club and within…

  • Grandezza

    in Estero

    • Developer: Stock Development

    Club and membership: The Club at Grandézza was acquired by Heritage Golf Group, a multi-club corporate operator, in September 2023 — meaning it is no longer a resident/member-owned equity club, a genuine structural change from its earlier…

  • Gulf Harbour Yacht & Country Club

    in Fort Myers

    • Developer: Grosse Pointe Development Company

    Club and membership: Club (golf/country club) membership is genuinely optional, not mandatory, for Gulf Harbour homeowners — many residents are not club members, and many club members are not Gulf Harbour residents, a genuinely unusual structure…

  • Heritage Bay Golf & Country Club

    in Naples

    • Developer: Lennar / U.S. Home Corporation

    Club and membership: Golf is bundled and mandatory for every Heritage Bay homeowner — it is explicitly marketed as a "bundled golf community," meaning non-golfers still pay into course upkeep through mandatory dues regardless of whether they ever…

  • Heritage Isle

    in Viera

    • 55+
    • Developer: Lennar

    Club and membership: Golf-club membership at the adjacent Duran Golf Club is a separate, optional purchase rather than bundled automatically into Heritage Isle’s HOA dues; buyers who want regular course access should budget for that additional…

  • Heritage Palms Golf & Country Club

    in Fort Myers

    • 55+
    • Developer: U.S. Home Corporation

    Club and membership: Golf is bundled into the mandatory Master Association dues rather than sold as a separate, optional membership — every homeowner pays toward upkeep of both 18-hole courses (the Royal and the Sabal, both designed by Gordon Lewis…

  • Indian River Colony Club

    in Melbourne

    • 55+

    Club and membership: Golf and social memberships are structured as separate, optional tiers sold to both homeowners and non-residents, and a first year of golf plus free lessons is reportedly included with a home purchase.

  • Kings Point at Sun City Center

    in Sun City Center

    • 55+

    About: Kings Point at Sun City Center is a large, age-restricted 55-plus gated community developed from 1973 to 2015 with 5,277 homes and villas, governed by more than 100…

  • Kings Point in Delray Beach

    in Delray Beach

    • 55+
    • Developer: Original Kings Point developers

    About: Kings Point in Delray Beach is a large, age-restricted 55-plus gated condominium community of 7,200 units built between 1973 and 1985, organized into three sections…

  • Legends Golf & Country Club

    in Fort Myers

    • Developer: Lennar Homes

    Club and membership: Golf membership at Legends is bundled with home purchase rather than sold as a separate optional membership: per one source, 831 of the community’s roughly 1,292 homes carry a full golf membership while 461 carry a social-only…

  • Miromar Lakes

    in Estero

    • Developer: Miromar Development Corporation

    About: Miromar Lakes is a gated, all-ages, resort-style golf and waterfront community in Estero built around 700 acres of freshwater lakes and 3 miles of private beach…

  • Oak Run

    in Ocala

    • 55+
    • Developer: Decca

    About: Oak Run is one of Florida’s largest and most affordable 55-plus communities, with 3,509 homes across 1,400 acres in southwest Ocala, built by Decca from 1985 to 2007…

  • On Top of the World

    in Ocala

    • 55+

    Club and membership: Golf club membership is optional, not mandatory, and separate from HOA dues. Published rates describe an annual "World Golf Membership" at $6,235 for a single member or $9,395 for a couple, plus a separate cart lease of $1,125…

  • On Top of the World (Clearwater)

    in Clearwater

    • 55+
    • Developer: Original On Top of the World developers

    About: On Top of the World in Clearwater is one of Florida’s longest-established 55-plus condominium communities, with roots dating to 1947, spanning 96 buildings and 4,959…

  • Pelican Bay

    in Naples

    • Developer: A division of Westinghouse Corporation

    Club and membership: Golf at Pelican Bay is organized through Club Pelican Bay (also known as The Club at Pelican Bay), a private, member-owned club that opened in 1980 and offers 27 holes across three nine-hole courses (Club, Pelican, and Bay)…

  • Pelican Landing

    in Bonita Springs

    About: Pelican Landing is a large, established, gated, all-ages master-planned community in Bonita Springs with a private barrier-island Beach Park, a Sailing Center, and…

  • Pelican Preserve

    in Fort Myers

    • 55+
    • Developer: WCI Communities

    Club and membership: Golf at Pelican Preserve is optional rather than bundled into HOA dues — The Club at Pelican Preserve operates as a separate, for-profit private club, acquired by Heritage Golf Group in February 2022 as part of a broader package…

  • Riviera Golf Estates

    in Naples

    • 55+
    • Developer: Winfield Companies

    Club and membership: Riviera Golf Club, a par-62 executive course designed by Arnold Palmer and dated to 1971, has historically operated on a "pay-as-you-play" basis with no initiation fee, no equity requirement, and no cart or food-and-beverage…

  • Seven Lakes

    in Fort Myers

    • 55+
    • Developer: Leisure Technology Corporation of Florida

    Club and membership: Seven Lakes has its own 18-hole executive (short) golf course, 3,515 yards from the longest tees, par 60, opened in 1971.

  • Solivita

    in Kissimmee

    • 55+

    About: A genuinely massive, roughly 4,300-acre gated 55-plus golf community in the Poinciana area near Kissimmee, with approximately 5,900 homes, two golf courses, 14 pools…

  • Spruce Creek South

    in Summerfield

    • 55+

    About: Spruce Creek South is a 55-plus gated golf community in Summerfield directly across the street from The Villages, built from 1989 to 1995 with nearly 1,700 single-story…

  • Terra Vista at Citrus Hills

    in Inverness

    • 55+

    Club and membership: The Citrus Hills Social Membership (clubhouse, indoor/outdoor pools, fitness center and spa, dining venues, tennis and pickleball courts, dog park) is cited at roughly $180-$189/month, billed quarterly, plus a one-time $2,000…

  • The Vineyards

    in Naples

    Club and membership: Vineyards Country Club membership is optional and separate from home ownership; Vineyards homeowners are not required to join the club, and non-residents may also join.

  • Treviso Bay

    in Naples

    Club and membership: Golf is organized through TPC Treviso Bay, an 18-hole course designed by Arthur Hills in consultation with PGA Tour player Hal Sutton, which underwent a $3 million renovation announced in March 2020 and completed later that year…

  • Verandah

    in Fort Myers

    Club and membership: Golf is organized around two 18-hole courses: Old Orange, designed by Robert E. Cupp and opened in 2003 (7,118 yards from the longest tees, par 72, overlooking the Orange River), and Whispering Oak, designed by Jack Nicklaus and…

  • Wynmoor Village

    in Coconut Creek

    • 55+

    About: Wynmoor Village is a large, age-restricted 55-plus gated condominium community in Coconut Creek with 5,260 units built from 1978 to 1999, anchored by its own 18-hole…

Go deeper: Florida golf guide · HOA fees and governance

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