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Oak Run

Oak Run is one of Florida’s largest and most affordable 55-plus communities, with 3,509 homes across 1,400 acres in southwest Ocala, built by Decca from 1985 to 2007 and organized into six villages with five clubhouses, six pools, an 18-hole golf course, and more than 100 resident-run clubs.

Located in Ocala, part of the The Villages & Lake County region.

  • 55+ Age-Restricted
  • Golf
  • Gated

Oak Run is a large, age-restricted 55-plus gated community in southwest Ocala, Marion County, built by developer Decca over a genuinely long span from 1985 to 2007. The community grew to 3,509 homes spread across 1,400 acres, organized into six distinct villages encompassing 26 named neighborhoods, giving Oak Run a scale and internal structure comparable to a small town rather than a single, uniform subdivision. That scale, combined with the community’s comparatively low, developer-operated monthly Services Fee rather than a traditional HOA assessment, has earned Oak Run a genuine reputation as one of Florida’s most affordable 55-plus communities relative to the depth of its amenity package. Oak Run’s amenity infrastructure reflects its scale directly: five separate clubhouses and six swimming pools, including one indoor pool, give residents multiple social and recreational hubs distributed throughout the community rather than a single centralized center. Golf carries genuine weight in the community’s identity through an 18-hole championship course designed by noted course architect Terry LaGree, complete with its own on-site pro shop and putting green; the course operates on an optional-membership basis at resident pricing rather than being bundled automatically into the community fee, giving non-golfing residents a lower-cost path into the community. Beyond golf, recreational infrastructure spans shuffleboard courts, tennis courts, horseshoe pits, a fitness center, a demonstration kitchen for cooking classes and events, an arts and crafts studio, a ballroom for larger social gatherings, and walking and biking trails threading throughout the property. Social programming is genuinely extensive even by 55-plus-community standards: more than 100 resident-run clubs and organizations give Oak Run residents an unusually broad range of interest-based groups to join, from hobby clubs to fitness groups to social organizations. Governance at Oak Run follows a structure distinct from most Florida 55-plus communities: rather than a traditional homeowners association levying dues, the community’s amenities remain privately owned by the original developer, and residents instead pay a monthly Services Fee ranging from $110.26 to $152.24 depending on the specific one of Oak Run’s 26 neighborhoods. That fee is genuinely comprehensive for its cost, covering weekly garbage and yard-waste pickup, 24-hour security, basic cable television (36 channels plus one free digital adapter), the community’s own dedicated cable channel, full access to all recreational facilities, and maintenance of common areas. Buyers should confirm the exact current fee for whichever specific neighborhood they are considering, since the amount varies meaningfully across Oak Run’s 26 named sections. As a fully built-out, resale-only community with development spanning more than two decades (1985-2007), Oak Run offers substantially lower entry pricing than newer Marion County 55-plus communities while still delivering a genuinely deep amenity package spanning five clubhouses, six pools, golf, and more than 100 resident clubs. Oak Run’s southwest Ocala location gives residents access to the broader Ocala market’s shopping, dining, and healthcare infrastructure, including both AdventHealth Ocala and HCA Florida Ocala Hospital, without requiring the drive into the more built-out corridors around The Villages further south. The community’s division into six named villages, each with its own smaller neighborhood character within the larger 3,509-home whole, means prospective buyers should compare specific villages directly rather than treating Oak Run as a single uniform product; village location affects walking distance to specific clubhouses and pools, and Services Fee levels vary by neighborhood within the stated $110.26-$152.24 range. Buyers accustomed to a traditional HOA governance model should also take time to understand Oak Run’s distinctive developer-owned-amenity structure, since it functions differently from the deed-restricted HOA and condo-association models common elsewhere in Florida 55-plus communities, with implications for how amenity decisions and long-term capital improvements are made and funded.

Age Restriction

Oak Run is a long-established, age-restricted 55-plus gated community in southwest Ocala, organized into six distinct villages spanning 26 named neighborhoods. Specific governing-document language (minimum qualifying age for occupants, the standard Florida 80/20 Housing for Older Persons Act allowance for under-55 co-residents, and guest/minor visit limits) was not independently confirmed and should be verified directly against the community’s governing documents.

Housing Types

  • Single-family homes

Pricing

Oak Run was built by Decca between 1985 and 2007, ultimately reaching 3,509 homes across 1,400 acres, making it one of Florida’s largest and most affordable 55-plus communities. As a fully built-out, resale-driven market with a long development history, pricing runs well below newer Marion County new-construction 55-plus product, consistent with the community’s reputation for genuine affordability relative to its amenity depth. Home styles and sizes vary meaningfully across the community’s 26 neighborhoods and multiple construction eras, so buyers should expect a genuine range of floor plans, lot sizes, and finish quality depending on which section and building era a specific home falls within.

Fees & Assessments

HOA Dues: Oak Run does not use a traditional homeowners association structure; instead, the community’s amenities remain privately owned by the developer, and residents pay a monthly Services Fee ranging from $110.26 to $152.24 depending on the specific neighborhood. That fee covers weekly garbage and yard-waste pickup, 24-hour security, basic cable TV (36 channels with one free digital adapter), the community’s own cable channel, access to all recreational facilities, and maintenance of common areas. Buyers should confirm the current fee for any specific one of Oak Run’s 26 neighborhoods, since the exact amount varies across them, and should ask directly how the developer-owned amenity model affects long-term capital planning for major facility repairs or replacements compared with a resident-controlled HOA or condo association.

CDD Assessment: No Community Development District was identified for Oak Run in this research; the community’s privately owned amenity structure and developer-operated Services Fee model, rather than a CDD or traditional HOA, governs its shared infrastructure and common-area maintenance, a structural distinction buyers should understand clearly before purchasing since it differs from both the CDD-financed and HOA-governed models common elsewhere in Florida.

Condo Fees: Not applicable; Oak Run consists of single-family homes rather than condominium units, and its shared costs run through the developer-operated Services Fee described above rather than a separate condo association fee structure.

Amenities

  • Five clubhouses and six swimming pools, including one indoor pool
  • 18-hole championship golf course designed by Terry LaGree, with on-site pro shop and putting green (optional membership at resident pricing)
  • Over 100 resident-run clubs and organizations
  • Shuffleboard courts, tennis courts, and horseshoe pits
  • Fitness center and demonstration kitchen
  • Arts and crafts studio and a ballroom for larger gatherings and performances
  • Walking and biking trails threading throughout the community’s 1,400 acres

Getting Around

Healthcare: Oak Run sits in southwest Ocala within reach of the broader Ocala/Marion County healthcare market, including AdventHealth Ocala and HCA Florida Ocala Hospital, both full-service facilities with emergency and surgical capability; specific drive times from the community itself were not independently confirmed in this research and should be verified directly before purchasing, particularly for residents evaluating which health system their insurance plan favors.

Airport: Ocala International Airport sits nearby but has carried no scheduled passenger commercial service since 1987; Orlando International Airport is the nearest full-service commercial option, a significant regional drive from Oak Run’s southwest Ocala location, and should be confirmed directly for current mileage and drive time by residents who travel frequently or host visiting family.

Similar Communities to Consider

  • Del Webb Stone Creek

    Stone Creek is a large, golf-anchored Del Webb 55-plus community southwest of Ocala, built around the roughly 3,800-home community’s Reflection Bay amenity complex and the Terry Doss-designed Stone Creek Golf Club.

  • On Top of the World

    One of Florida’s largest and longest-established 55-plus communities, developed since 1975 by the Colen family on a former cattle ranch southwest of Ocala, with three golf courses, an on-site town square, and a distinctive land-lease ownership structure in its original section.

  • Spruce Creek South

    Spruce Creek South is a 55-plus gated golf community in Summerfield directly across the street from The Villages, built from 1989 to 1995 with nearly 1,700 single-story homes, an 18-hole course winding through the community, a 25,000-square-foot clubhouse, and more than 30 resident clubs.

  • Del Webb Spruce Creek Preserve

    Del Webb Spruce Creek Preserve is a built-out, 810-home, 55-plus gated community south of Ocala in Dunnellon, anchored by the Terry Doss-designed Preserve Golf Club and reporting notably low HOA fees.

  • Esplanade at Highland Ranch

    Esplanade at Highland Ranch is a sold-out, 475-home, 55-plus gated Taylor Morrison community in northern Clermont near Minneola, offering resort-style amenities and current resale pricing averaging around $533,000.

How Ocala Compares

  • The Villages vs Ocala for Retirement: Costs, Housing & Lifestyle Compared

    The Villages and Ocala anchor opposite ends of the same North Central Florida retirement corridor, and residents of each rely on the other in genuine, practical ways: The Villages residents needing trauma-level or higher-acuity healthcare travel to Ocala for it, while Ocala’s On Top of the World offers a large-scale 55-plus alternative to The Villages within a genuinely different kind of city. The Villages is not a conventional town at all but the largest age-restricted master-planned community in the country, a self-contained retirement city of roughly 154,700 residents (metro-wide) with its own golf-cart transportation network, three town squares, and roughly 54 golf courses, where deed restrictions require at least one resident per home to be 55 or older. Ocala, by contrast, is a full, economically diversified regional city of roughly 70,000 with a notably younger median age of 39.2, home to the "Horse Capital of the World" identity, the region’s deepest hospital infrastructure, and its own large 55-plus community (On Top of the World, 10,000-plus homes) embedded within a much bigger, more varied local economy. Choosing between them largely comes down to whether a retiree wants The Villages’ unmatched built-in social and recreational infrastructure and golf-cart lifestyle, or Ocala’s deeper healthcare access and broader, more demographically mixed city environment.

  • Ocala vs Summerfield for Retirement: Independent City vs Villages-Adjacent Community Compared

    Ocala and Summerfield sit roughly 15 miles apart in Marion County, sharing the same favorable countywide property-tax and insurance profile, but represent two fundamentally different kinds of retirement destinations. Ocala is a genuine, independent city with its own diversified economy, deep healthcare infrastructure led by a Level II trauma center, and a distinct identity as the "Horse Capital of the World," anchored by the World Equestrian Center. It has a working-age population alongside its retirees and a full civic and cultural life of its own. Summerfield, by contrast, is an unincorporated community with no historic downtown or independent civic identity of its own — its entire character is built around several large, age-restricted golf communities, most notably Spruce Creek Country Club, positioned as a genuinely lower-cost alternative to buying directly inside neighboring Sumter County’s Villages-proper sections. Summerfield has no hospital of its own, relying on a freestanding emergency department plus a short drive to Ocala or The Villages for full inpatient care, while Ocala’s hospitals serve as one of Summerfield’s own nearest full-service options. The practical choice tends to come down to whether a buyer wants Ocala’s genuine city infrastructure, equestrian culture, and non-age-restricted variety, or Summerfield’s tighter focus on large-scale 55+ golf-community living at a meaningfully lower price than The Villages itself.

Guides Worth Reading Before You Buy

  • Is 55+ Community Living Actually Right for You?

    A lifestyle-fit guide, not a fee guide — this covers whether age-restricted living actually matches how a specific retiree wants to spend their days, how to genuinely test that fit before buying, and the real tradeoffs of choosing age segregation over an age-mixed neighborhood.

  • Golf and Golf Communities in Florida

    Florida has more golf courses than any other U.S. state and a range of golf-oriented retirement community models — from mandatory-membership country clubs to sprawling age-restricted golf cities — each with sharply different cost structures, environmental obligations, and long-term risks.

  • HOA Fees and Governance in Florida

    A statewide explainer on how Florida homeowners associations and condominium associations are legally structured, funded, and regulated, and what buyers are entitled to review before closing.

  • Community Development District (CDD) Fees in Florida

    A Community Development District (CDD) is a Florida unit of local government, created under Chapter 190, financing a development’s roads, utilities, and amenities through bond and O&M assessments billed with property taxes.

Sources

Last reviewed 2026-09-28.

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