Cinnamon Cove

Cinnamon Cove is a large, established community in south Fort Myers, near San Carlos Boulevard and Summerlin Road, developed by U.S. Home Corporation with construction running from 1981 through 1992. It totals roughly 770 units across three-story Terrace condominium buildings, two villa product lines, and single-family homes, organized under a Master Association that oversees numerous separate sub-associations for each building and product type. The community has no golf course, instead centering its identity on three interior lakes and an unusually large complement of 10 heated swimming pools, alongside tennis courts lined for pickleball, bocce, shuffleboard, and a substantial clubhouse with a sauna and heated spa. A genuinely important nuance for prospective buyers is that Cinnamon Cove is not uniformly age-restricted: while retirement-community directories market it overall as 55-plus, at least one independent source states only a few of its buildings actually carry an age restriction, consistent with the community’s fragmented multi-association governance structure, meaning age policy should be confirmed at the specific building or sub-association level rather than assumed community-wide. This fragmented governance is itself worth disclosing as a practical consideration: differing budgets, reserve health, and fee levels can vary building to building, and reported all-in monthly fees range inconsistently from roughly $92 to $840 depending on source, with the master association fee itself more reliably reported at $2,400 per year. Given the age of the three-story Terrace buildings, built in the early-to-mid 1980s and located within a few miles of the coast, they are very likely already subject to Florida’s post-Surfside Milestone Inspection and Structural Integrity Reserve Study requirements, though this research could not confirm each building’s actual inspection status, reserve funding level, or any resulting special assessment, and this should be verified directly with each sub-association rather than assumed. This research found partial but incomplete evidence of Hurricane Ian’s impact on Cinnamon Cove in September 2022: a community-specific video titled "Cinnamon Cove Villas III after Hurricane Ian" confirms some damage occurred, and one real-estate listing noted its unit "was one of the few homes that did not have flood damage from Hurricane Ian," implying by contrast that many other units did sustain flood damage, though no aggregate, official damage report or repair-cost figure specific to Cinnamon Cove was found. General Southwest Florida flood-insurance costs have risen sharply since Ian, with regional reporting describing rate increases as high as 25 percent in Lee County after FEMA found some post-Ian rebuilding non-compliant, though no Cinnamon-Cove-specific premium figure was found. No dedicated news coverage of Cinnamon Cove exists for 2023-2026 beyond real-estate-listing data, an absence that likely reflects a stable, low-controversy community rather than a documented clean record. Prospective buyers should also ask each relevant sub-association directly for its current reserve study, insurance renewal terms, and age-restriction policy before assuming any community-wide figure applies to a specific building, since the community’s fragmented, multi-association governance means no single set of figures can be treated as authoritative for every home.

Age Restriction

Cinnamon Cove’s age-restriction status is genuinely non-uniform rather than a simple community-wide "yes." Multiple aggregator sites (55places.com, Seniorly, TopRetirements) market and list it overall as a 55-plus active-adult community, but at least one independent source states plainly that only a few buildings carry an age restriction, and another separately notes that "although not a designated 55-plus community, Cinnamon Cove has a mature demographic." This is consistent with the community’s structure as a master association governing multiple separate sub-associations (Terrace Condo Association 1, Villas Condo Associations 2 and 4, Single Family Condo Association 2, and others), each of which appears to set its own age-restriction policy rather than one master 55-plus deed covenant covering all 770 units. Prospective buyers should verify age restriction at the specific sub-association and building level rather than assume community-wide 55-plus status.

Housing Types

• Terrace condominiums (three-story buildings, 30 units per building)
• Attached villas ("garden" and "pool" villa types)
• Single-family homes

Pricing

Construction began in 1981 and continued through 1992. Total units are most consistently reported at 770 single-family homes, villas, and terraced condominiums, though one source rounds to "nearly 800." Terrace condos are three-story buildings with 30 units each, most with lanais overlooking one of the community’s three lakes; specific 2-bedroom, 2-bath models run 931 to 1,057 square feet including a one-car garage. Villas start at 1,087 square feet with 2 bedrooms, 2 baths, and an attached one- or two-car garage. Single-family homes run 1,356 to 1,833 square feet with 2-3 bedrooms. Current pricing spans roughly $175,000 to $379,900 for condos and an approximate $180,000-$400,000 band for villas, though specific ranges cited across sources vary somewhat; a recent snapshot showed 7 pending listings with a median list price of $239,000 and a median 59 days on market.

Fees & Assessments

HOA Dues: Cinnamon Cove is governed by a Master Association ("Cinnamon Cove Master Association Inc.") plus multiple separate sub-associations for each building or product type, each apparently carrying its own board, budget, and fees layered on top of the master fee. The Master Association fee is reported at approximately $2,400 per year, payable annually or in $600 quarterly installments. The combined all-in fee (master plus sub-association) is reported inconsistently, ranging from roughly $92 to $800 per month in one synthesis to a narrower $560-$840 per month "for most homes" in another; the low end of the wider range looks anomalous and should not be relied upon without direct confirmation. Fees reportedly cover lawn and landscaping maintenance, flood and windstorm insurance on the buildings, recreational facilities, and 24-hour gated security. One individual listing cited a $150 application fee, which is higher than Florida’s general statutory cap on such fees for most associations and may be specific to one sub-association; this should be treated as unverified rather than a community-wide figure.

Club/Golf Fees: Cinnamon Cove has no golf course. A dedicated search confirmed the community is explicitly characterized as a tennis, pickleball, bocce, and lakes-focused community rather than a golf-centric one, with off-site golf available only informally, not as a bundled or community amenity.

Amenities

• 10 heated swimming pools distributed around the community
• 2 tennis courts, lined and lighted for pickleball play, with a posted resident pickleball schedule
• Bocce and shuffleboard courts
• Large clubhouse with a social/multipurpose room, card rooms, library, billiards, ping-pong, an exercise/fitness room, a crafts room, sauna, and a heated jacuzzi/spa
• Screened pavilion with gas grills and picnic tables
• Three interior lakes
• No golf course; the community is explicitly positioned around lakes and a dense recreational-court program rather than golf

Getting Around

Healthcare: HealthPark Medical Center (Lee Health system) is reported at roughly 3.5 miles from the community, a plausible figure given Cinnamon Cove’s south Fort Myers/San Carlos Boulevard location. A specific distance to Lee Memorial Hospital, farther north near downtown, was not found and should not be assumed to be comparably close.

Airport: Southwest Florida International Airport is reported at roughly 17 miles, or 27 to 37 minutes by car depending on traffic and exact origin point within the community. The community sits roughly 3 miles from Fort Myers Beach and 4 miles from the Sanibel Island Causeway, though this research could not independently verify those figures via a mapping tool.